Certified FSP · Fiserv Platform · 20+ Years

Build
Your Brand. Own Your Growth.

ISO Partnerships gives retail ISOs access to certified white-label FSP infrastructure on the Fiserv Platform — so your merchants see your brand while the backend stays fully managed.

Apply for Partnership →
0
Years Experience
0
Global Processors
0
Day Onboarding
0
Revenue Streams
Valuation Lift
4–6x
Exit multiple vs 2–3x for traditional ISOs
White-Label Infrastructure
Your Brand
Complete control over branding, statements, portals, MPAs, and pricing
Your logo on all merchant statements
Custom domain branded reporting portal
Same-day gateway & VAR provisioning
In-house chargeback & risk management
AI-driven portfolio analytics
White-label portal dashboard preview
The Industry Problem

The Traditional ISO Model Is Broken

Most ISOs today sell for someone else's processor, share branding on statements, and operate with thin margin compression — building equity for someone else's company.

Processor Dependency
Tied to a single processor's rates, technology stack, and business decisions. No ability to negotiate or pivot when margins compress.
Lost Revenue Potential
No Brand Control
Merchant statements, portals, and apps carry processor branding. You're building equity for someone else's company.
Zero Brand Equity
Limited Revenue Streams
Only earn processing residuals. Miss out on POS SaaS fees, equipment leasing, financing income, and technology upsells.
Single Income Source
Technology Constraints
Stuck with outdated POS systems and limited integrations. Can't offer competitive solutions to merchants seeking modern tech.
Outdated Systems
Risk Exposure
Processor holds all merchant relationships. One policy change or relationship issue can devastate your entire book of business.
Vulnerable Position
Low Exit Multiples
Without owned infrastructure and diversified revenue, your business is valued at 2–3x EBITDA instead of 6–8x for tech-enabled platforms.
Reduced Valuation
Sell for someone else's processor
Wait on third-party chargeback teams
Share branding on statements
Thin margin compression
Limited underwriting access
Lack product diversification
The New Model

Infrastructure Ownership Without Infrastructure Cost

We are not offering a processing relationship. We are offering a complete white-label fintech platform — your brand on everything, our battle-tested backend powering it all.

01
White-Label Merchant Processing
Full FSP capabilities on the Fiserv platform. Your logo on every statement, your branded portals, your pricing structure.
02
White-Label POS Platform (POWR POS)
Android POS, kitchen displays, self-ordering kiosks, mobile tablets — all under your brand name. Generate SaaS recurring revenue.
03
Vaultix Payment Gateway
200+ global processors, 125+ shopping carts, tokenization, fraud prevention, recurring billing, and Level 3 processing.
04
White-Label SimplyGiv (Nonprofit)
Open entirely new verticals — churches, nonprofits, political campaigns, associations — all branded under your ISO.
05
In-House Risk & Dispute Management
Direct underwriting coordination, in-house chargeback processing, retrieval tracking, and AI-driven portfolio analytics.
YOUR BRAND. POWERED BEHIND THE SCENES.
Everything merchants see feels like your company. Everything that powers it stays fully supported behind the scenes.
Your logo on merchant statements
Custom domain login portal
Branded reporting dashboard
Pricing structure flexibility
Portfolio-level visibility
Your branding on MPAs
Processing Infrastructure

Enterprise Control Without Enterprise Cost

Full control over underwriting, onboarding, risk, and support — eliminating the need for multiple vendors and enabling faster approvals.

UW
Direct Underwriting Coordination
Direct access to underwriting decisions — no waiting in line
IP
Interchange Plus / Tiered / Dual Pricing
Full pricing flexibility across all model types
R!
Risk Escalation Channel
Dedicated escalation path — not a ticketing queue
L3
Level 2 & Level 3 Data Support
Unlock lower interchange rates for B2B and B2G merchants
PB
Flexible Pricing Bands
Set your own margins, protect your residuals
Same-Day Gateway & VAR Provisioning
Faster boarding means more closed deals
30
Days to your branded ISO
From partnership agreement to fully operational white-label ISO with your brand on everything — statements, portals, MPAs, and devices.
Interchange Plus Pricing
Tiered Pricing
Dual Pricing / Cash Discount
Flat Rate Available
Partner Support Includes
Platform certification, sales enablement playbooks, dedicated success manager, regular webinars, residual forecasting, and co-marketing opportunities.
Enterprise-Level Risk

Your Portfolio is Actively Managed — Not Outsourced

Unlike traditional processors who pass risk to third parties, this model keeps risk management closer to the portfolio with faster coordination, clearer visibility, and stronger control.

In-House Chargeback Processing
Every dispute handled by our internal team — no third-party queue, no delayed responses, no lost residuals.
Retrieval Request Management
Proactive retrieval tracking with response monitoring to ensure nothing slips through and triggers unnecessary chargebacks.
Portfolio-Level Dispute Reporting
Full visibility into dispute trends across your entire portfolio — not just individual merchants.
Direct Underwriting Coordination
Work directly with our underwriting team. Faster approvals, better outcomes for borderline merchants.
Risk Transparency
Real-time monitoring dashboard with predictive risk scoring and automated alert systems to catch issues before they escalate.
Loss Mitigation Strategy
Active reserve fund management and coordinated loss mitigation — protecting your residuals from unexpected portfolio events.
Faster Response
In-house management
→
Lower Losses
Preserved revenue
→
Protected Residuals
Your income secured
White-Label POS Platform

Sell Branded POS Under Your Company Name

Traditional processors do not offer white-label POS. With POWR POS, you can generate SaaS recurring revenue, increase merchant stickiness, and expand into restaurant & retail verticals — all under your brand.

Branded POS terminal
Android POS
Fast, intuitive, custom branded interface with multi-payment support and real-time sync.
Cloud Back-Office
Comprehensive menu management, customer management with built-in loyalty and rewards programs.
Kitchen Display System
Color-coded order priority, multi-station routing, prep time tracking, and order modifications.
Online Ordering Platform
Custom domain & branding, mobile responsive, real-time order tracking, customer accounts.
Mobile Tablets
Lightweight Android-based tablets for line-busting & tableside ordering.
Self-Ordering Kiosk
Visual menu display, upsell prompts, multiple payment options, order number display.
Ancillary Add-Ons
Gift cards, loyalty, inventory management, QuickBooks integration, employee scheduling, delivery app integration.
Nonprofit & Faith-Based Vertical

White-Label SimplyGiv — Open New Markets

A vertical moat most ISOs don't have. Serve churches, nonprofits, political campaigns, and associations — all fully branded under your ISO.

Churches
Branded church app, communication automations, media, events, groups, and donor profiles
Faith-Based Organizations
Giving kiosks, text-to-give, Everygift platform, POS & fundraisers
Nonprofits
Donation management, event management, auction platform, financial reporting
Political Campaigns
Secure donation processing, compliance reporting, donor management
Associations
Membership dues, event ticketing, recurring giving programs
Community and nonprofit partnership
Full Platform Stack
Six integrated modules working together under your white-label brand — no separate vendors, no gaps in the donor/member journey.
Branded Church App
Communication Tools
Media & Events
Groups Management
Everygift Donor Profiles
POS & Fundraisers
Giving Kiosks
Text-to-Give
Auction Platform
Financial Reporting
Event Management
Reports & Insights
Vertical Moat: Most ISOs don't have access to a white-label nonprofit software stack. This creates a defensible market position and premium revenue stream that traditional processors simply cannot match.
Vaultix Payment Gateway

Modern, Unified Payment Gateway

Powering seamless payments — online, in-store, and beyond.

VAULTIX
Payment Gateway
Unified Gateway For:
  • Online Transactions
  • In-Store Payments
  • Mobile/Tablet-Based Solutions
  • Self-Service Kiosks
Integrated With:
  • 200+ Global Processors
  • 125+ Shopping Carts & Platforms
  • QuickBooks PaySync
  • All major payment devices
Advanced Capabilities:
  • Customer Vault & Account Updater
  • Tokenization & Fraud Prevention
  • Invoice Generation & Automation
  • Detailed Reporting & Analytics
Mobile App
Virtual Terminal
Recurring Payments
Shopping Cart Integration
Invoicing
EMV & Mobile Terminals
Advanced Fraud Protection
Dual Pricing & Cash Discount
Enterprise Value

How We Build Your Enterprise Equity

Platform ownership, recurring revenue, and brand equity drive higher multiples when it's time to exit or raise capital.

Independence & Control
Own your brand, control your platform, set your risk parameters. Build a business you can sell, not a referral relationship.
100% White-Label
Custom Underwriting
Data Ownership
Portfolio Protection
Real-time monitoring, early warning systems, and coordinated risk management protect your merchant base and revenue.
Transaction Monitoring
Predictive Scoring
Reserve Management
Revenue Diversification
Multiple revenue streams reduce dependency on any single source and create a more resilient, valuable business model.
Processing 80/20
POS SaaS 85%
Nonprofit 100%
Valuation Lift
SaaS revenue commands 8–12x multiples. Brand ownership premium. Recurring revenue stability. Proprietary technology assets.
8–12x SaaS Multiple
Brand Premium
Operational Leverage
Automation, self-service tools, and scalable infrastructure let you grow revenue without proportional cost increases.
Auto Onboarding
Self-Service Portal
API Integration
Exit Narrative
Tell a compelling story to acquirers: proprietary platform, diversified revenue, protected portfolio, and proven growth trajectory.
Tech Differentiation
Strategic Appeal
Traditional ISO Valuation
2.5–3.5x
Residual multiple — limited by single income source and processor dependency
→
Multi-Product ISO Under This Infrastructure
4–6x
Potential valuation multiple — driven by SaaS revenue, brand equity, product diversification, and lower churn
Why ISOs Move to This Model

Vertically Integrated. No One Else Offers This.

Traditional processors offer processing, reporting, and basic underwriting. This full-stack model adds white-label POS, nonprofit software, in-house dispute visibility, analytics, and branding control.

Traditional Processors
Processing only
Basic reporting
Basic underwriting
Third-party chargeback teams
Processor branding on everything
No white-label POS
No nonprofit stack
No AI analytics
Partner Infrastructure — Full Stack
Processing + POS + Gateway + Nonprofit
AI-driven portfolio analytics
Direct underwriting coordination
In-house dispute management
100% white-label branding control
White-label POWR POS with SaaS revenue
White-label SimplyGiv nonprofit stack
Vaultix gateway — 200+ processors

Large FSPs are rigid. This model is agile.

Get your branded ISO operational within 30 days. With direct founder-level access, less bureaucracy, and deal flexibility that large processors simply cannot offer — you move faster, close more deals, and build a better portfolio.

Faster underwriting cycles
Direct escalation channels
Founder-level access
Deal flexibility
How It Works

Your Path to White-Label ISO

Four steps from introduction to fully operational branded ISO — typically completed in under 30 days.

01
Discovery Call
We understand your current portfolio, goals, and which products align best with your market.
Day 1–3
02
Partnership Agreement
Review and execute the FSP partnership agreement. We handle all platform certification requirements.
Day 4–10
03
Brand Configuration
Your logo, custom domain, branded statements, MPAs, and reporting portal are all configured to your specifications.
Day 10–20
04
Launch & Scale
Full training, sales enablement playbooks, and a dedicated success manager. You start boarding merchants — we handle everything behind the scenes.
Day 21–30

You Built
Distribution.
We Built
Infrastructure.

Together we build a white-label fintech platform without the cost of building it. Apply for ISO partnership today and get your branded ISO operational within 30 days.

No upfront infrastructure cost
Your brand visible from day one
Fully operational in 30 days
Dedicated success manager
Founder-level access and deal flexibility
20+ years of FSP platform experience
Apply for Partnership
Complete the form below and our team will be in touch within 1 business day.
Application Received!
Thank you for your interest in ISO Partnerships. Our team will review your application and reach out within 1 business day.
You Built Distribution.
We Built Infrastructure.

Together we build a white-label fintech platform — without the cost of building it. Join ISO Partnerships as a retail ISO partner today.

Apply for ISO Partnership →